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Juana
Juana lives in the department of León. She is married and the mother of four children. She has owned a car wash business for the past eight years. She started this activity because a child of hers, who lived in Costa Rica and worked there in a car wash business, saw that it was a profitable activity to have at home and suggested it to her. Due to economic hardship and scarce job opportunities, Juana decided to launch this business with the help of her children who worked in Costa Rica. Her husband invested some money from his salary in the business.

Previously, Juana had a general store, where she sold clothes, shoes and other accessories which she imported from Honduras. Her second business was a snack bar, which she could not keep due to health issues. The other family income was the salary of her husband who is a bricklayer.

Juana applies for this loan to buy construction materials, such as cement, zinc sheets, purlins etc., to renovate and improve her premises. Thanks to this loan, she hopes to offer better service to her customers and improve the quality of life of her family.

She has a few plans to improve client service: a TV to keep her customers entertained while they wait to have their car washed, and a showcase for drinks. Her next goal is to buy a taxi and thus get another source of income to improve the economic situation of her family.
View original language description ↓
Juana, es originaria del departamento de León , esta casada , es madre de 4 hijos , ella es dueña de un negocio de un auto lavado, lleva 8 años en este negocio. Inicio en esta actividad por sugerencia de uno de sus hijos ya el trabajo en Costa Rica en un negocio de auto lavados y vio que era rentable para ponerlo en casa , la necesidad económica y las pocas oportunidades de trabajo llevo a doña Juana a decidirse a poner este negocio con el apoyo de sus hijos que trabajan en Costa Rica y los ingresos de su esposo en conjunto lograron iniciar este negocio. Anteriormente doña Juana se dedicaba a la venta de mercadería en general como ropa, zapatos y otros accesorios estos productos los compraba en Honduras, su segundo negocio fue una comideria, la cual no continúo por problemas de salud. Su otra fue de ingresos es el salario de su esposo quien trabaja como albañil.
Ella solicito préstamo para comprar material de construcción como cemento, zinc, perlin, otros materiales que le permitan reparar y mejorar su negocio. Con este crédito espera mejorar las condiciones del local, atención al cliente mejorar la calidad de vida de su familia.
Tiene entre sus planes instalar un televisor para entretenimiento del cliente mientas le lavan el vehículo, también colocar un exhibidor de bebidas así ofrecer un mejor servicio. Su meta próxima es comprar un taxi ,para ponerlo a trabajar ,tener otra fuente de ingresos ,mejorar la condiciones económicas de su familia .

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,546,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Juana to buy construction materials, such as cement, zinc sheets, purlins etc., to repair and improve her car wash business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 10, 2011
Listed
May 21, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011