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Puka Pukayoq Group
In this Group: Brigida, Lucy *, Norka Nohemy, Jesusa , Susan Ruth*, Felicia, Sebastian , Juana Paula , Virginia , Leonor , Teofila
* not pictured
Genara is a member of the “Puka Pukayoq" community bank which is located in Ollantaytambo district, in Urubamba province, in Cusco department.

Genara is 58 years old, married, and has eight children. She currently lives with two of her children and is supporting them in their studies. Genara's main source of income for her household is farming. She also raises animals and makes and sells 'chicha' (a corn-based drink). She has been in the chicha business for 30 years in the beautiful and traditional town of Ollantaytambo. Genara is requesting a loan to invest in buying yellow corn to make chica. The other members of the group farm, raise animals and work as teachers and nurses. Genara appreciates the loan and pledges to make her repayments according to schedule.

Felicia does not appear in the photo because she had a small car accident three days ago and still has hematomas on her face. Lucy and Susan Ruth also asked not to be photographed for health reasons, but did come into the office in Cusco during different hours to sign the contract.

The other members work in agriculture, farming, teaching, and nursing.
View original language description ↓
La socia pertenece al banco comunal “PUKA PUKAYOQ”; El banco comunal está ubicado en el Distrito de Ollantaytambo Provincia de Urubamba y Departamento del Cusco.
La socia es la Sra. Genara; La socia tiene 58 años de edad, la socia es casada y tiene 8 hijos de los cuales la socia solo está con dos de sus hijos a su lado apoyándolos en sus estudios, la socia se dedica a la agricultura como principal fuente de ingreso económico en su hogar, la socia también cría animales menores y se dedica a la elaboración y venta de chicha hecha a base de maíz amarillo; la socia lleva 30 años con este su negocio de chicha en Ollantaytambo el bellísimo y tradicional poblado; La socia en esta ocasión desea invertir el crédito en la compra de maíz amarillo para la elaboración de chicha. La socia solicita el préstamo para invertir en la compra de maíz amarillo. La socia Felicia no aparece en la foto porque pidio permiso para no ser fotografiada ella tuvo un pequeño accidente en carro hace tres días y está aún con ematomas en el rostro, en cuanto a las socias Lucy y Susan Ruth tienen permiso también por salud pero vinieron a la oficina en Cusco en horarios diferentes para firmar el contrato de socios.

Los otros socios se dedican a la agricultura, a la crianza de animales menores, a la docencia, a la enfermería.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 157
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Puka Pukayoq Group's $2,975 loan helped a member to invest in buying corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2011
May 23, 2011
Currency Exchange Loss:
Dec 15, 2011