Kausar lives in Lahore, a metropolitan city in Pakistan, with her husband and five children. Her two eldest sons could not attend school, since the family could not afford it at the time. Kausar's husband purchases scrap metal, melts it, and then sells as raw metal. Kausar and her husband would be very thankful for a loan of US$425 to purchase more scrap metal for this purpose. They have borrowed money before and have been able to re-invest it in their business.