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Cristina Group
In this Group: Miriam Cristina, María Cristina, Martha Ligia, Yamileth, Johana
The Cristina group is made up of five hard-working women: Miriam Cristina, Johana Liseth, María Cristina, Yamileth and Martha Ligia. The group's coordinator is Miriam Cristina who sells tiste and pozol (both types of drink) and stuffed tamales. She has been in this business for 15 years. She started out selling just a few tamales and gradually grew the business. She has five children, four of whom are grown up.

The other members of the group are Johana Liseth, who has been selling meals such as pork with cassava, chicken and roast meat for seven years; María Cristina, who has been selling clothes for eight years; 38 year-old Yamileth, who has owned a small grocery store for five years, and Martha Ligia who has owned a grocery store for ten years.
View original language description ↓
El grupo Cristina lo conforman cinco mujeres trabajadora y esforzadas ellas son Miriam Cristina, Johana Liseth , María Cristina, Yamileth y Martha Ligia. La coordinadora del grupo es Miriam Cristina quien es comerciante de tiste, pozol y tamales rellenos desde hace 15 años. Ella inicio su negocio con unos pocos tamales y poco a poco fue creciendo su negocio.

Ella tiene 5 hijos de los cuales solo uno es menor de edad.

Las otras integrantes Johana Liseth se dedica a la venta de comida como chanco con yuca, pollo y carne asada desde hace 7 años, María Cristina desde hace 8 años vende ropa, Yamileth de 38 años tiene una mini pulpería desde hace 5 años y Martha Ligia tiene una pulpería desde hace 10 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Cristina Group's $1,600 loan helped a member to buy corn, cacao, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2011
May 20, 2011
Currency Exchange Loss:
Dec 15, 2011