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Alejandra
Alejandra is 43 years old and she lives with her son in a house of her own. She has dedicated herself to agriculture and farming since her childhood. Her parents taught her both businesses and today it has become her primary source of income. The extensive farm land that she owns was inherited by her parents. She cultivates corn and potatoes and other products. She anxiously waits several months for the harvest because she knows that the sale of these products will help her to recover her investment and to earn a profit. She also raises sheep, donkeys, and cows. They are considered as working capital and in various occasions it has helped her out of some financial difficulties. Additionally she is also an artisan who knits items that are sold at markets in the city. This generates an extra income for her family. But her greatest priority is to increase her working capital with the purchase of a good breed of livestock, which is more profitable. This is her third loan with MFP (Kiva Field Partner). She considers that being part of her communal bank is a positive experience because it helps her grow as a person and above all it helps her adequately distribute her loan. She is thankful and she is committed to continue to be responsible with her payments, during this, her ninth loan cycle. The loan which she requests will be invested in the purchase of a bull.
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Alejandra tiene 43 años, vive en compañía de su hijo en su casa propia. Desde su niñez se ha dedicado a la agricultura y a la ganadería, sus padres le enseñaron ambas actividades y hoy se han convertido en su principal fuente de ingresos. Los extensos capos que posee le fueron heredados por parte de sus padres, ahí siembra maíz, papa entre otros productos, y luego de varios meses, espera con ansias la cosecha, por que sabe que estos productos una vez vendidos podrán obtener las ganancias que espera y recuperar la inversión. Adicionalmente cría ovejas, burro y vacas, consideradas como capital de trabajo, y en varias oportunidades le ha salvado de apuros económicos. Por otro lado manifiesta, que también se dedica al tejido de manera artesanal, y que son vendidas estas prendas en algún mercado de su ciudad, por lo que se genera ingresos extras para la economía de su familia. Pero su mayor prioridad es incrementar su capital de trabajo, por lo que espera comprar animales de buena raza, ya que lo considera más rentables. Es su tercer crédito con MFP, considera que ser parte de su banco comunal es una buena experiencia que le permite crecer como persona sobre todo en el aspecto de distribuir bien su presupuesto por lo que esta agradecida y comprometida en seguir siendo responsable en sus pagos para este nuevo ciclo
Con el crédito que solicita, lo invertirá en la compra de un toro.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD