San Miguel Del Centro Group
This group's representative is Gregoria who has been married for 15 years and has four children who go to school: two sons and two daughters. Her husband is a construction worker. Owing to the nature of her husband's work, he sometimes has to stay away from home for one or two weeks since he travels to other states if it is necessary for his work.
Gregoria lives in her own home and she tells us that she works as a cook. She has a business making Mexican snacks and she sells quesadillas, 'pambazos' (white bread, dipped in red chili pepper sauce, stuffed with potatoes and chorizo) and 'tacos dorados' (fried tacos). She also serves coffee, tea and atole (a traditional, corn-based hot drink).
Gregoria has been in her business for several years and tells us that one of her challenges is that the local authorities won't give her permission to work in the market during the week. They only let her work there on weekends: Saturdays and Sundays. She also tells us that she lacks the money she needs to invest and buy everything she needs to work in her business.
Gregoria doesn't want to get into debt and so she is planning to invest her money wisely so that it leaves her some profits. In this way, she would like to be able to help at home, buying what the family needs and improving the children's quality of life. Gregoria's dreams are to improve and stabilize her business since she loses sleep in order to set up her business and she has a long walk between her business and her home. She doesn't want her children to have to leave school because of a lack of money. She does everything for her children.
The other members of the group are:
1. Juan - who looks after and fattens lambs
2. Cristina - who sells tacos and 'gorditas' (stuffed corn cake)
3. María - who buys and sells lambs
4. María Juana - who raises chickens and turkeys
5. María Julia - who raises lambs
6. Rufina - who raises lambs
1.-Juan y el se dedica a cuidar y engordar borregos
2.-Cristina, ella vende tacos y gorditas
3.-Maria, compra y vende borregos
4.-Maria, Juana cria pollos y guajolotes
5.-Maria Julia cria de borregos
6.-Rufina, cria de borregos
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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