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Hanifaan's Group
In this Group: Hanifaan, Kalsoom, Razia, Mafia, Fazilat
Hanifaan is 36 years old and married with six children: four sons and two daughters. She couldn’t provide them with an education due to financial constraints. Her husband works in a government organization. His income is not enough to meet the financial expenses of the family. That’s why Hanifaan supports him by doing work in people's houses. She is a very hard working lady and performs her routine tasks very well along with her job.
Her eldest son has a furniture showroom. He is expert in making wooden chairs. Her second son also helps him in his business. Her remaining children stay at home and don’t do anything.

She has applied for a loan from Kiva partner Asasah for her son who wants to expand his furniture making business. With the loan, he will buy wood, nails, furniture polish, etc. to prepare more furniture and earn a better income. Hanifaan is hopeful that by investing the loan into her son’s business, he will expand his business and increase his profits.

She is a regular loan user of Asasah and this is her third loan application. In previous loans, she has maintained good credit behavior and never missed any meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Hanifaan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hanifaan's Group's $1,175 loan helped a member to buy wood, nails and furniture polish.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 12, 2011
May 20, 2011
Currency Exchange Loss:
May 16, 2012