Mrs. Kem is a rice farmer from the Prey Chor district of Kompong Cham province. She has been working in the agriculture sector since 1999. She has been a widow for many years after her husband died of senility. Presently, she lives with her two married children. One of her children raises ducks and pigs and sells them at the market every three or four months. Unfortunately, the ducks are not growing big enough due to lack of food. To help solve this problem, Mrs. Kem has requested a loan that she will use to buy duck feed to fatten her daughter's ducks. Mrs. Kem, her granddaughter and her grandson are pictured in the photo.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.