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Cheryl
Cheryl is from the village of Balite, Bugo, Cagayan de Oro City. She is 30 years old. Cheryl is married and has one school-aged child. To make a living, she owns and operates a specialized retail store, selling electronic loads from several networks like GLOBE, SMART and SUN in the local community. She has been engaged in her business for over two years and earns approximately $150 a month for these activities.

In 2011, Cheryl joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She is requesting a loan of 5,000 PHP which will be used to purchase additional electronic loads. This will be her 1st loan from HSPFI. She plans to use the additional revenue generated to improve her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 1082
    View loans »
    Philippines Loans Fundraising
  • $54,720,425
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD