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Nancy Del Carmen
Nancy has been living in Soledad for three years in a two family home with her husband, who is an independent worker. She sells merchandise via catalogue. Her husband and her children help her support the home. Nancy is associated with several catalogues through which she offers a variety of products like kitchen containers, cosmetics, underwear, natural remedies, etc. Her business has a wooden display case, a small desk, secretarial chairs and plastic chairs where she tends to customers because, besides earning income selling assorted merchandise, she also sells minutes of cell phone air time, an activity her daughter, who lives on the first floor with her husband who is an independent Security Guard, helps her with.

Nancy pays cash for her merchandise and sells it on credit always responding to customer orders. She has been establishing her base of regular customers for a little less than three years.

She intends to use her first Kiva loan to buy cologne, creams, body wash, dyes, talc, eyelashes, eye liner, underwear and natural remedies that are on sale to earn a little more money buying them in volume so that her customers can also access these special offers at a very good price.
View original language description ↓
Nancy, tiene 3 años de vivir en soledad, en una vivienda bifamiliar con su esposo que es trabajador independiente. Ella se dedica a la venta de mercancías por catálogos, y con el apoyo de su esposo y sus hijos apoyan el sostenimiento de su hogar, Nancy se encuentra vinculada a varias revistas, a través de las cuales ofrece muchos artículos, como recipientes de cocina, cosméticos, ropa interior, medicina natural etc. En su negocio posee una vitrina de madera, un escritorio pequeño, sillas secretariales y sillas plásticas, donde atiende a los clientes, pues además de generar ingresos a través de la venta de mercancía variada, también se dedica a vender minutos a celulares, actividad en la que es apoyada por su hija, quien vive en el primer piso con su cónyuge, que se desempeña como vigilante independiente.
Nancy compra de contado y vende a crédito y siempre respondiendo a pedidos que le hacen los clientes, que ha venido fidelizando desde hace un poco menos de tres años; en la actualidad planea comprar con su primer credikiva, colonia, cremas, splash, tintes, talcos, pestañina, delineadores, ropa interior y medicinas naturales que presentan descuentos, para ganar un poco más de dinero mediante su compra en volúmenes y lograr que sus clientes también accedan a estas ofertas a un muy buen precio.


Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 190
    View loans »
    Colombia Loans Fundraising
  • $13,090,925
    Funds lent in using Kiva
  • 1,815.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Nancy Del Carmen to buy cologne, cream, body wash, dyes, talc, eyelashes, eye brow pencils, underwear and natural medicine that are on sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 18, 2011
Listed
May 20, 2011
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2011