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Luzmila
Luzmila is 26 years old and cohabitates with Erminio. They have 2 children, Braham and Verenise, who they care for and feed. They live in their own house located in the town of Bellavista Huaracayo.

Her primary economic activity is farming. She has 7 years of experience growing peas, beans, potatoes and corn; her crops are located in the hamlet of San Antonio where she goes contently each morning to tend to her plants. She has her husband’s help, and also other laborers who assist at harvest time.

What she enjoys most about her work is the planting season, and seeing her crops mature so she can witness the fruit of her efforts when she sells her products at the wholesale market in Tarma. Her biggest challenges are meeting the educational expenses of her children. For this reason, she is very content to work with her small cooperative bank.

Currently, she waits gladly to be able to make improvements to her home, an endeavor she is sure she will have all of your support for. She belongs to the “Señor de Muruhuay” cooperative bank, and this is her third loan with MFP. She is very grateful for the support they provide her towards fixing her house.

Luzmila’s house doesn’t have a fence, windows or doors; for this reason, the loan will be invested into building a wall, as well as for installing doors for her kitchen and bedrooms.
View original language description ↓
Luzmila, de 26 años; vive en concubinato con Erminio. Ambos tienen 2 hijos, Braham y Verenise; a los que cuidan y alimentan en su casa propia, ubicada en el caserío de Bellavista Huaracayo. Su actividad económica es la agricultura, tiene 7 años de experiencia en la siembra de arvejas, habas, papa y maíz; los cuales se sitúan en el caserío de San Antonio, donde todas las mañanas sube muy contenta a cuidar de sus cultivos, con la ayuda de su esposo y de peones que le ayudan en tiempos de cosecha. Lo que más le gusta de su trabajo es la temporada de siembra ya que se encuentran maduros, púes ve concretado su esfuerzo en la venta de sus cosechas en el mercado mayorista de la ciudad de Tarma. Su principal dificultad son los gastos que realiza en la educación de sus hijos; por ello se siente contenta con el trabajo que realiza en el banquito comunal. Ahora ella espera muy gustosa, poder mejorar el revestimiento de su casa, donde está segura tendrá el apoyo de todos ustedes. Ella pertenece al banco comunal “Señor de Muruhuay”, y este es el tercer crédito con MFP, donde agradece el apoyo que le brindan en la realización de su casita. La casa de Luzmila, no posee cerco, ventanas, ni puertas; por ello con el crédito invertirá en la implantación de un muro, así como también puertas para su cocina y habitaciones.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 52
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Luzmila build a wall for her house, as well as doors.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2011
Listed
May 19, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011