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Fidel Ernesto
Like all responsible parents, Mr. Fidel Ernesto is worried about the well being of his children and for them he has begun working on his goal of improving their living conditions. He wants to make home improvements by building a porch to make his home more attractive and secure. He is asking for a loan to buy construction materials such as sand, cement, concrete block, iron rods, brackets, nails and also to pay labor costs.
View original language description ↓
Como todo padre de familia responsable, el señor Fidel Ernesto se preocupa por el bienestar de sus hijos y para ello ha echado a andar su meta de mejorar las condiciones de vida de ellos por medio del mejoramiento de su vivienda en la realización de un porche para dar una mejora imagen a su casa y para que esté más protegida de cualquier situación adversa. Solicita el crédito para la compra de materiales de construcción tales como arena cemento, bloque, hierro, estribo y clavos con la finalidad de iniciar con la labor de construcción en su localidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Fidel Ernesto to buy building materials and supplies such as sand and concrete blocks to build a porch.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 9, 2011
May 25, 2011
Currency Exchange Loss:
Nov 15, 2012