Check out some available loans that are similar to this one!
Segundo Manuel
Segundo Manuel, 65, is a widower living with his children in Guaranda Canton, Bolívar Province. He has 6 children.

The “NUCANCHI KAWSAY” communal bank is located in the community of El Rayo, Guanujo Parish, Guaranda Canton 15 minutes from the Cooperative’s office. The members are engaged in a variety of activities like: farming, cattle raising, commerce, small farm animal raising, bricklaying and sawmill.

Segundo farms corn, wheat and potatoes. He has four "cuadras" (land measurement) of land along the coast where he grows national cocoa beans, coffee and bananas. He does his purchases at Guaranda’s market and sales take place in the wholesale market in that same city.

He is asking for the loan to buy farming supplies and animal feed. Support from the loan will help him economically to meet his needs. The challenges he faces are infestations, illnesses and weather variations. His dream is to have more money to continue investing.

He enjoys relaxing and celebrating the festivities during Carnival.
View original language description ↓
Segundo Manuel tiene 65 años, es viudo vive con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 6 hijos.

Los miembros de la V.R.C. GRUPO NUCANCHI KAWSAY se encuentra ubicada en la comunidad El rayo, parroquia Guanujo, cantón Guaranda a una distancia de 25 minutos de la oficina de la Cooperativa se dedica a diferentes actividades como: agricultura, ganadería, comercio, crianza de animales, albañearía y aserradero.

Segundo se dedica a la agricultura siembra maíz, trigo, papas, ganadería tiene cuatro cuadras de terreno en la costa en donde siembra cacao nacional, café y plátano. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar insumos para trabajar en la agricultura y para alimentación para los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener más dinero para seguir invirtiendo.

Le gusta descansar y festejar las fiestas del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Segundo Manuel to buy farming supplies and animal feed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 12, 2011
May 20, 2011
Currency Exchange Loss:
Jun 27, 2012