Maximiliana is the president of the communal bank for the current loan cycle. She is 62 years old, married and she has 4 children. Maximiliana and her husband have a carpentry business where they make doors, windows, railings, dressers, hutches, etc. Maximiliana requests a loan to invest in the purchase of wood. She has been with Finca Peru (Kiva Field Partner) for the past four loan cycles. She joined following an invitation by a promoter. She appreciates her communal bank because she learns many things and she is able to save money. She enjoys some pleasant moments with her colleagues.
She is saving money to travel to Argentina to visit her daughter.
Maximiliana es la presidenta del banco Comunal en el presente ciclo, tiene 62 años, es casada y tiene 4 hijos. Maximiliana y su esposo tienen una carpintería donD. elaboran puertas, ventanas, pasamanos, roperos reposteros, etc. Maximiliana solicita un préstamo para invertir en la compra D. madera, está en FINCA Perú desD. hace cuatro ciclos, ingresó por la invitación D. la promotora, le gusta su Banco Comunal porque aprenD. muchas cosas y pueD. ahorrar, pasa momentos gratos con sus compañeras.
Esta ahorrando para que pueda viajar al Argentina, pues ahí se encuentra su hija.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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