Elman is 34, a very courageous man who can manage tough jobs like fishing. He is the father of four children and has the responsibility of supporting his family and providing them with everything that they need. In spite of his difficult economic situation, after much time Elman was able to get ahead through his business of purchasing and breeding fish. His greatest goal is to improve his economic situation and provide a better way of life for his family. Elman is a fisherman and usually buys fish from fish vendors early in the morning. He works seven days per week without weekends and holidays because fish is in very high demand among local people. For this reason, Elman applied for 1,000 AZN loan to purchase more fish for his breeding business.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.