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Mónica Lucia
Mónica Lucia lives in the Santa Lucia neighborhood of Arjona, a town in the Bolívar department, with her husband and three-year-old child. In this town everyone knows Mónica by her business called “Abasticos Dary Luz” where she sells cookies, sweets, and fruit as well as for having a small plant nursery where she cultivates plants with her own hands. She sells fruit, plants, flower pots, and also sells cell phone minutes with the business she started her micro business life with a year ago and gradually expanded with the other products already mentioned. Her vision is to convert her business into a big store that will help her to increase her income which she will accomplish gradually through her work, although she doesn’t have sufficient capital to do it. Right now she is requesting her first loan with the Fundación Mario Santo Domingo which she will use to buy plants, groceries, and additional varied merchandise.
Her dream is to build a better future for her daughter by saving and using discipline in her business because she wants to offer her the opportunity of higher education, but while this is happening, Mónica Lucia continues working hard to reach a minimum level of profitability of 56 percent.
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Mónica Lucia vive en Santa Lucia barrio de Arjona, un municipio del departamento de Bolívar, con su esposo y su hijo de 3 años de edad; en este municipio todos conocen a Mónica por su negocio llamado “Abasticos Dary Luz” donde vende galletas, mecatos, frutas, además de tener un pequeño vivero que cultiva con sus propias manos, vender frutas, plantas y poteras y atender una venta de minutos a celulares, negocio con el que inició su vida microempresarial hace un año y gradualmente fue ampliándolo con los otros productos ya mencionados. Su visión es convertir su negocio en una gran tienda que le ayude a aumentar sus ingresos, lo que conseguirá gradualmente mediante su trabajo, pues aún no tiene el capital suficiente para hacerlo. En la actualidad está solicitando su primer financiamiento a la Fundación Mario Santo Domingo, con el cual comprará víveres, abarrotes y adicionará variedades de mercancías.
Su sueño es construirle un futuro mejor a su hija mediante el ahorro y la disciplina en su negocio, porque quiere brindarle oportunidades de estudios superiores, pero mientras eso ocurre, Mónica Lucia sigue trabajando fuertemente , para alcanzar una rentabilidad no menor de 56%.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 275
    View loans »
    Colombia Loans Fundraising
  • $13,623,825
    Funds lent in using Kiva
  • 1,812.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Mónica Lucia to buy plants, groceries, and additional varied merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 11, 2011
Listed
May 18, 2011
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2012