Virginia engages in selling comforters and she is also works in an embassy. The loan she is requesting will be used to increase he working capital, as she needs to buy comforters in different colors for this coming winter. This activity is her main source of income she can count on to provide for her family. She lives in a rented house in Tembladerani, a neighborhood of the city of La Paz; she is married and she has 3 children. Virginia has been a Impro customer since 2008.
La señora Virginia se dedica a la venta de edredones para camas y también trabaja como empleada en una embajada. El crédito lo requiere para aumentar el capital, pues requiere adquirir edredones para este invierno y de distintos colores; esta actividad es la fuente que tiene para complementar sus ingresos que tiene para mantener a su familia Vive en alquiler la misma esta ubicada en la zona de Tembladerani de la ciudad de La Paz; es casada y tiene tres hijos. Virginia es cliente de Impro desde el año 2008.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.