He moved to the district of Namaacha with his parents who were relocated due to professional reasons. He then went to live with his current wife. He works at Town's Hall for a year as a security guard, working shifts from 7am to 8pm or 8pm to 7am. He has a monthly income of 2,080,00mt (68,63$) which he applies in housing expenses, and still manages to save some, because his wife works at Namaacha Water Company and helps with the expenses.
He never asked for any other loan. He got to know Hluvuku through his colleagues who are also clients of this institution. This is his third loan at Hluvuku and second one at Kiva, in the amount of 15,000,00mt (500$), with which he plans to buy construction materials (cement, beams and zinc plates) to proceed with the building of his house. His previous loans (231$ and 330$) were used in the building of his house which is almost finished.
He is confident that he will be able to pay the loan before deadline, so he can then ask for another loans to build a grocery store to increase his family's income.
Muda se para Distrito de Namaacha com seus pais que foram transferidos numa missão de serviço. Ele junta se com sua esposa e fixa sua residência. Trababalha no Minicipio da vila há 1 ano como seguranca, em turnos das 7:00h as 20:00h no periodo da manha e das 20:00h as 7:00h no periodo da noite tem um salário de 2,080,00mt que aplica nas dispesas da casa e ainda poupa algum porque conta com ajuda da sua esposa que trabalha nas aguas da namaacha.
Nunca teve empréstimos em outros Bancos, conhece a Hluvuku atraves do seus amigos que também são clientes desta instituição. Este é terceiro empréstimo na Hluvuku e segundo com Kiva no valor de 15,000,00mt com aqual pretende comprar material de construção(cimento, barrotes e chapas de zinco) para dar continuidade da sua obra.o empréstimo anterior foi de (7.000.00 e 10.000.00)mt para a obra que agora se encontra numa fase de acabamentos.
Esta confiante que vai pagar antes do tenpo previsto para poder aceder a outros para construção de um estabelecimto de vanda de produtos comestiveis aumentando assim a renda familiar.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid