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Constantino Carlos
Costantino Carlos was born in the district of Manhiça, state of south Maputo in Mozambique. He is married, father of two (a 2 years old and a 9 years old). The older son is attending school. They own the house they live in. Constantino isn't responsible for any other minor.

He left Manhiça to the city of Boane in the state of Maputo in search for better living conditions. He works as a salesman at Green World for over 5 years and has a monthly income of 7.830,00mt (182,25€), which he applies in housing expenses and still manages to save some in his bank account.

He never asked for any other loan. He got to know Hluvuku through his colleagues who are also clients of this institution. This is his first loan at Hluvuku, in the amount of 25.000,00mt (582€/830$) with which he plans to buy construction material (zonc plates, cement, sand, stone, and others) to proceed with the building of his house.

He is confident that he will be able to pay the loan before deadline, and then ask for another one to start his own business: a professional school with courses such as English, French and computing skills.
View original language description ↓

Costantino Carlos nasceu no Distrito da Manhiça, Provincia de Maputo sul de Moçambique casado e pai de 2 filhos de 2 e 9 anos de idade, cujo o mais velho vai a Escola. Vive na casa proppria com a sua familia e naõ se responsabiliza por mais ninguem.

Saiu de Manhiça para Maputo em Boane aprocura de melhores condições de vida. Trabalha como promotor de vendas na empresa Green World ha mais de 5 anos e tem como salario 7.830,00mt por mês que aplica nas despesas de casa e ainda consegue poupar alguma parte na sua conta bancaria.

Nunca teve emprestimos em outros bancos, conheceu a Hluvuku atravez de seus colegas que tambem saõ clientes desta instituição. Este e o primeiro empréstimo na Hluvuku no valor de 25.000,00mt com o qual pretende comprar material de construção ( chapas de zinco, cimento, areia, pedra e outros) para dar continuidade com a construção da sua casa.
Esta confiante que vai pagar antes do tempo previsto e pedir um novo empréstimo para abrir um centro de cursos de Inglês, francês e informatica.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 118
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 30.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Constantino Carlos buy construction materials (zinc plates, cement, sand, stone and others).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
May 3, 2011
May 26, 2011
Currency Exchange Loss:
Jan 15, 2013