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Salam is a 20-year-old ambitious young lady. Her father Mohammad has retired from the Ministry of Education, and he opened a mini-market at his house 10 years ago. He was able to expand it to be an independent store outside the house.

Despite Salam’s young age, she was able to find a full-time job to support her family and help her father in their mini-market. Working at the mini-market and taking the customers’ feedback showed her that to be able to expand their business they need to add more variety to the products they sell, so she decided to take a loan to add more products with better quality, of course based on their customers’ needs.

Salam preferred that her father Mohammad appear in the picture instead of her.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 25
    View loans »
    Jordan Loans Fundraising
  • $8,219,750
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Salam to buy more products for their mini market.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 12, 2011
May 17, 2011
Currency Exchange Loss:
Jul 15, 2012