Iona, who is married, sells clothing at an open market in the town of Novomoskovsk. Good location and affordable prices attract many customers, earning her a net monthly profit of 6,000 Grivnas. Iona has been in the clothing sales business for 11 years but took a break a few years ago to care for her baby daughter. When her daughter turned two years old, Iona decided to return to her business.
Iona is requesting a loan of 20,000 Grivnas to purchase swimming shorts and socks for the coming summer season. This business is the only source of income for Iona’s family.