Aleyda works as a merchant and is married, with children. Ten years ago, using the few savings she had, she began her business of selling second-hand clothing and cosmetics. Since then she has wanted to invest more capital and is requesting a loan to buy more merchandise. This will allow her to increase sales with quality, fashionable and inexpensive clothing, helping expand her business.
She plans to use the loan to buy mixed packs of clothing. She currently has some items in stock but there is a large demand for used clothing. With this loan she will be able to sell her goods and buy cosmetics and sandals to offer her customers.
Aleyda es comerciante, casada, madre de tres hijos. Hace diez años inicio sus ventas de ropa usada, cosméticos con poco capital de ahorro. Luego nace la iniciativa de invertir más, lo que recurre al financiamiento para poder comprar más mercaderías y tener mejores resultado de ventas, siendo la ropa de buena calidad, bonita, y barata. Habiéndole puertas en su comercio.
La inversión que hará es la compra de pacas mixtas, para seguir elevando ventas, tiene ropa en existencia, pero es un negocio que se vende mucho la ropa de segunda. Es por eso con este crédito hará rotar la mercadería, así como la compra de cosméticos, y sandalias para ofertar a sus clientes.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.