Mrs. Lourdes says she joined Pro Mujer seven months ago through an invitation from neighbors. She is in the cheese business and buys her products in the city of Viacha. For three years now she has been learning the trade from her mother. She says they began the business by providing a door-to-door service.
The loan involved now is to buy cheese that will be sold in the store on Sunday afternoons. This provides an income to help support the family. She has a common-law husband and three children.
When asked what she likes best about Pro Mujer, she says it is the training regarding health and credit.
La señora Lourdes, indica que hace siete meses que integra Pro Mujer por invitación de las vecinas. En la actualidad ella tiene un negocio que consiste en la venta de quesos, que compra de la ciudad de Viacha, desde hace tres años atrás aprendiendo este negocio de su mamá, ella nos cuenta que este negocio lo inicio haciendo ventas ambulantemente.
El crédito que ahora sacará es para invertir en su negocio (compra de quesos) los que venderá en las tiendas los días domingos por las tardes. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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