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Elina Margarita
In the city of Portoviejo, capital of Manabi, which for many years has been known as the city of the Royal Tamarind Trees, the village bank Mujeres en Accion [Women in Action] meets every 15 days.

Here we meet Elina, who is 33 years old, in a civil union and has 2 children ages 11 and 5. The oldest is in middle school and the youngest in primary school. Her husband is a fruit and vegetable merchant.

She is also a merchant, selling articles for the home like irons, blenders, toasters, sheets and other things. She also sells clothes, shoes and sandals. She works two days a week selling door-to-door. She sells directly or takes orders for some of her products, and for others she has a bookkeeping system where the clients select a product and pay weekly until they receive their product. She has been doing this for many years and says that it has gone well for her.

This loan is to buy more products like irons, blenders, shirts, pants, shoes, sandals and other things. This is her 5th cycle with the village bank. She is very happy and likes it because she can get loans quickly.

Her dream is to have her own well-constructed home.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Mujeres En Acción.

En este lugar conocimos a la señora Elina, tiene 33 años de edad, mantiene una relación de unión libre y fruto de esta relación tiene dos hijos de 11 y 5 años, el mayor estudia en colegio y el menor en la escuela. Su marido es comerciante vende frutas y legumbres.

Ella se dedica al comercio, vende artículos para el hogar como planchas, licuadoras, tostadoras, sabanas entre otros, también vende ropa, zapatos y sandalias. Trabaja dos días a la semana y su forma de venta es puerta a puerta, vende directamente o bajo pedido algunos de sus productos y otros con el sistema de cartillas el mismo consiste en que los clientes eligen un producto y pagan por semanas y cuando le toca el turno reciben su producto. Esto lo viene realizando hace muchos años y nos cuenta que le ha ido muy bien.

Este crédito es para comprar más de sus productos como planchas, licuadoras, camisas, pantalones, zapatos, sandalias entre otras cosas. Este es su quinto ciclo en el Banco Comunal, está muy contenta y le gusta porque los créditos son rápidos.

Su sueño es tener una casa propia bien construida.


About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,469,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Elina Margarita to buy irons, blenders, shirts, pants, shoes, sandals, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 6, 2011
Listed
May 16, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011