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This is Mohamed. He is married with three children ages ten, twelve and 28. He has two additional dependents that live with him because they are orphans and he is assisting them. Mohamed owns a general store that he started to become self-reliant. He works seven days a week, twelve hours a day and earns about 1,500,000 SLL every month.

Mohamed is requesting a loan of 4,000,000 SLL to buy additional milk, sugar, margarine, and batteries to sell. He hopes that this loan will enable him to increase his monthly profits by approximately 400,000 SLL. In the future, Mohamed plans to get a commercial bike. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mohamed to buy milk, sugar, margarine and batteries to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 4, 2011
May 14, 2011
Currency Exchange Loss:
Feb 15, 2012