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Alice Josephine
This is Alice. She is 63 years old and married with six adult children ages 40, 39, 37, 35, 32 and 29. She has three additional dependents who live with her because they are her relatives. Alice established a palm oil business in 1991. She started her business at a time when things were very difficult and her husband was not able to provide food for the family. “I started a business to save my husband and family from stress,” said Alice. She works six days a week, ten hours a day, to earn 1,800,000 SLL every month.

Alice is requesting a loan of 3,000,000 SLL to buy additional palm oil. She hopes that this loan will enable her to increase her monthly profits by approximately 350,000 SLL. Alice thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Alice Josephine to buy palm oil to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2011
May 14, 2011
Currency Exchange Loss:
Jun 16, 2012