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Joshua Trust Bank Group
In this Group: Augustina, Mary, Diana, Mary, Naomi, Doris, Abigail , Larbi, Grace, Rebecca
Augustina describes herself as a neat and hard-working woman. She is a 39-year-old mother of four children. Her husband is a commercial driver. Augustina is currently the group leader of Joshua Trust Bank. For the past 3 years, Augustina has been a small trader who sells food items like cassava, plantains, cocoyam and bananas. She also engages farming as her second business to make extra income. She is excited to be taking the loan which she plans to invest into purchasing assorted food items to serve her customers. She anticipates increasing her profit level and also expanding her market. Augustina hopes to mobilize more savings to buy a piece of land to start building a house to accommodate her family.

The other members of Augustina’s group are traders and service providers. As the leader of the group, she ensures regular meeting attendance and repayment of loan installments.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,588,250
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Joshua Trust Bank Group's $2,800 loan helped a member to purchase food items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 19, 2011
May 18, 2011
Currency Exchange Loss:
Nov 15, 2011