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Emmanuel V. Marín is 31 years old and unmarried. He lives with his ​​2 children and his partner, who are his top priorities. He intends to use the loan to buy more groceries for his grocery store and stock it further. He wants to have a business with more choices to increase sales and increase his customer base in order to generate more profits for his welfare and his family. He also wants to provide better customer service and have more merchandise available to his guests. This is his first loan with FUDECOSUR. He hasn't had prior loans from state banks, but FUDECOSUR has given a loan with great convenience and a lower interest rate.
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Emmanuel V. Marín, tiene la edad de 31 años, está soltero y vive con sus 2 hijos y su señora que son sus mayores prioridades. El pretende con el dinero comprar más abarrotes para su pulpería y surtirla aun más. El quiere llegar a tener un negocio más surtido para incrementar sus ventas y aumentar su clientela para así poder generar más ganancias para su bienestar y la de su familia. El tambien quiere dar un mejor servicio de atencion y mas mercaderia a disposicion de sus compradores. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 46
    View loans »
    Costa Rica Loans Fundraising
  • $4,672,725
    Funds lent in using Kiva
  • 496.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Emmanuel to buy groceries.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 12, 2011
May 15, 2011
Currency Exchange Loss:
Jul 17, 2014