Daviriana initiated her business by using her own capital. Due to the capital limitation, Daviriana can only sell rice in a small quantity. Daviriana has been thinking of increasing her income from this business. There are many rice fields owned by the local community in her village and they usually sell at harvest so there is an opportunity for Daviriana to buy rice from them to sell in the market.
Daviriana is requesting a loan amounting to IDR 10,000,000 from TLM. She intends to use the loan to purchase rice in large quantities. She believes that the business will have a good impact on her family in the future. Daviriana is hoping that TLM will approve her loan application.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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