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María Dioselina
The communal bank “El Pedregal” meets every 15 days in the El Pedregal location in the parish of Picoaza in the city of Portoviejo. It is a place known for being a very commercial zone, for its traditional celebrations for San Pedro (Saint Peter) and San Pablo (Saint Paul), and for the happiness of its people.

Here we got to know Maria. She is 38-years-old, married, and has three children from this relationship who are 19, 16, and 7-years-old. They study in the university, high school, and elementary school. Her husband is a businessman.

She is a housewife and to have her own resources she works selling Avon products (beauty products, cosmetics, perfume, and women’s accessories). Now she has begun to sell clothing as well by catalog and she does this at the same time that she makes her Avon sales. She works four days a week; she sells her products on credit and collects payments every Sunday. What she sells most are perfumes. She orders products to her house. She has worked in these sales for more than six years.

This loan is to buy perfumes, lotions, cosmetics, and all kinds of clothing. She is the member who founded the communal bank and she likes it for the help she receives with the loans.

Her dream is to have a well-constructed house.
View original language description ↓
El Banco Comunal El Pedregal que se reúne cada quince días en el sitio el Pedregal en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar conocimos a la señora María, Tiene 38 años de edad, está casada y de esta relación tienen 3 hijos de 19, 16 y 7 años de edad, los mismos que estudian en Universidad, colegio y escuela. Su esposo es comerciante.

Es un ama de casa que para obtener sus propios recursos se dedica a la venta de productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). En la actualidad ha empezado a vender también ropa por catalogo y esto lo hace al mismo tiempo que realiza sus ventas de Avon. Trabaja cuatro días a la semana, deja sus productos a crédito y cobra todos los días domingo. Lo que más vende son los perfumes. Sus productos los recibe en su casa, lleva más de seis años que se dedica a las ventas.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa de todo tipo. Es socia fundadora del Banco comunal y le gusta por la ayuda que recibe con los créditos.

Su sueño es tener su casa bien construida.

About Ecuador

  • $10,200
    Average annual income
  • 44
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped María Dioselina to buy perfumes, lotions, cosmetics, and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 5, 2011
Listed
May 14, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011