Mi Bankito (Cuenca) Group
Ms. Nube L. lives in the zone of Monay. She is 29 years old, married and has 3 children who are 8, 5 and 2 years old. Her oldest daughter is studying in one of the city’s schools. Her husband is a chauffeur. Between them they have managed to construct their own home.
Nube is a professional tailor and works in a factory near their house. There she makes pants. She works from Monday to Friday from 8 in the morning until 6 in the evening. At home she takes care of their children as well as raises and sells chickens and pigs.
Nube has been a member of the communal bank for a year and was invited by a friend. She will invest the money from the loan in buying chickens and pigs to continue this business,
Her goal is to complete her secondary studies.
In the larger group photo there is a small attached photo of Mrs. Gloria Susana, who, because of extenuating circumstances, could not be present when the group photo was taken.
La Señora. Nube L. vive por el sector del Monay, tiene 29 años, es casada y tiene 3 hijos de 8, 5, 2 de edad, su priM. hija estudia en una escuelita de la ciudad. Su esposo es de profesión chofer privado, con el trabajo conyugal han logrado construir su casa propia.
Doña Nube es de profesión sastre y trabaja en una fábrica cerca de su casa, allí se dedica a confeccionar pantalones, trabaja de lunes a viernes desde las 8 de la mañana hasta las 6 de la tarde. En su hogar se dedica al cuidado de sus hijos como a la cría y venta de pollos y cerdos.
Es socia del banco comunal hace 1 año al cual fue invitada por una amiga, el dinero de su crédito lo va a invertir en la compra de pollos y cerdos para continuar con este negocio.
Su meta es culminar sus estudios secundarios.
En la fotografía del grupo está una foto pequeña adjunta de la Señora Gloria Susana que por motivos de fuerza mayor tubo que ausentarse y no pudo estar presente cuando se tomó la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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