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Rosa
Doña Rosa S. M. is a 30-year-old woman who has been divorced for five years. She lives with her daughter. This hardworking woman has grown gradually while working with Fundación Mujer. She is an excellent client as demonstrated by her payment history. Despite being an immigrant, Rosa has been able to succeed in a country that is not her native land.


She has a beauty salon in San José, which is near La Dolorosa Church. When she started with Fundación Mujer, she requested loans for the same amounts. Sra. Rosa used the money to buy inventory worth 300,000 CRC and furniture worth 1,500,000 CRC. Some of the furniture was purchased with the loan proceeds and the rest was acquired using her savings.


With this loan, Rosa will invest in merchandise to restock her shop for Holy Week since that is a time when business is good for stylists. She decided to set up her salon in her home since she was not able to find a place to rent. For the moment, her business is doing very well. She wakes up very early so that she can take care of the household chores before working in her salon in the afternoons.


With this loan, Sra. Rosa will be able to maintain her capital in time for Mother’s Day.

View original language description ↓
Doña Rosa S. Mejía es una mujer de 30 años de edad divorciada desde hace 5 años, ella vive con su hija,
es una mujer muy trabajadora que poco a poco a ido creciendo junto con la Fundación, ha sido una excelente clienta por su moral de pago. Ella es muy emprendedora a pesar de que es extranjera pudo salir adelante en un país desconocido.

La solicitante tiene una sala de belleza en San José, por la Iglesia La Dolorosa, ella empezó con la fundación por montos parecidos, la señora Rosa cuenta con un inventario de 300,000.00 colones y mobiliario por 1, 500,000.00, alguna parte de ese mobiliario fue comprado con el financiamiento de Fundación y con ahorros de la señora

La Clienta Rosa S. con el dinero piensa en invertirlo en mercadería para surtir su local, ya que se aproxima Semana Santa, y viene una epoca muy buena para las estilistas, su local en dentro de su casa de habitación ya que ella no tenia donde alquilar y tomo la opción que podía hacerla en su casa , al momento le ha ido muy bien, ella se levanta muy temprano para hacer las labores domesticas y durante la tarde cuidar el salón
Con este crédito la señora Rosa podrá mantener capital para que la época del día de m adre

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Costa Rica

  • $11,100
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $3,973,175
    Funds lent in using Kiva
  • 496.1
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rosa to purchase merchandise for her salon.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 13, 2011
Listed
May 14, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012