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Cipriana
The communal bank is called "Sumac Tika-Valle Sagrado". It is located in the community of Qotohuycho, belonging to the province of Urubamba and the department of Cusco.

Her name is Cipriana. She is 40 years old, married, and she has 6 children, aged, 23, 23, 17, 14, 12, and 10. She alternates her daily household activities with her small catering business in the downtown of Urubamba. She makes different foods and she takes them on her special pots to the area to sell on a wheelbarrow. She already has clients who look for her everyday to buy the traditional meals. She requests a loan to purchase ingredients in wholesale, such as cooking oil, rice, potatoes, pasta, cheese, vegetables, and other ingredients to be able to cook at home. Her daughters help her and she disburses what she earns to the household fund to provide the education and support of her children. She has requests a loan to purchase ingredients to prepare her foods for sale.

She is thankful and she wants to underline that she will commit to her loan payments in a responsible manner.
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El Banco comunal se denomina “SUMAC TIKA-VALLE SAGRADO”; Este Banco se encuentra situado en el Poblado de Qotohuycho, perteneciente a la Provincia de Urubamba, Departamento de Cusco.

La socia es la Sra: Cipriana, la socia tiene 40 años de edad; la socia es casada, la socia tiene 6 hijos de 23, 23, 17, 14, 12, 10 años de edad; la socia alterna sus actividades del hogar con su pequeño negocio de venta de comida en el grifo principal de Urubamba; la socia elabora diferente potajes y los lleva en sus ollas especiales al grifo a vender sobre una carreta, ella tieen ya sus clientes que la buscan todos los días y le compran sus paltos típicos, la socia requiere el crédito para poder comprar insumos al por mayor tales como de preferencia, aceite, arroz, papa, fideos, queso, verduras y otros para poder cocinar en casa, a la socia le apoyan sus hijas y ella revierte lo que ingresa a su bolsa del hogar en la educación y alimentación de sus hijos. La socia solicita el préstamo para comprar insumos y elaborar sus platillos para la venta.

La socia se encuentra agradecida y desea expresar que cumplirá de manera disciplinadamente con los pagos de sus cuotas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Cipriana to purchase the ingredients that she needs to prepare foods to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2011
Listed
May 13, 2011
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2011