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Pulacayo Group
In this Group: Margarita , Gualberto, Hugo, Matilde , Conceocion , Gloria, Celia Antonia, Roxana, Wendy Rosario
The communal bank named "Pulacayo" is on their second loan cycle. It is made up of responsible and hard working members. This communal bank is represented by the following member: the president of the group, Margarita. She is separated and she has 3 young children whom she is raising alone. Her business is to sells fruit itinerantly. her loan will be used to purchase seasonal fruit, such as apples, oranges, mandarins, and pineapples. this will help her increase her working capital. Margarita works from the early hours of the morning to acquire the fruits and later sell them from community to community. Her wish is to see her children grow up to have careers and for them to be upstanding citizens. She is profoundly thankful for the opportunity that is given her.

All of the members are responsible, hardworking women who are thankful to the organization for the support provided to them.
View original language description ↓
El banco de emprendimiento "PULACAYO" se encuentra en su segundo ciclo , el cual esta conformado por personas responsables y trabajadoras, este Banco de Emprendimiento esta representado por las siguientes socias: Presidenta la señora Margarita quien es separada, tiene 3 hijos pequeños a quienes los mantiene sola, su actividad económica es la venta de frutas de forma ambulante, su crédito esta destinado para la compra de frutas por temporada como manzana, naranja, mandarina y piña y así de esta manera incrementar capital de trabajo, la Sra. margarita trabaja desde tempranas horas de la mañana para abastecerse de frutas y después ir vendiendo barrio por barrio, su deseo es el ver a sus hijos profesionales y ser personas de bien, esta profundamente agradecida por la oportunidad que le brindan.
Todas las socias son personas responsables y trabajadoras que están agradecidas con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 131
    View loans »
    Bolivia Loans Fundraising
  • $33,130,425
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Pulacayo Group's $3,175 loan helped a member to purchase seasonal fruit.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 29, 2011
May 13, 2011
Currency Exchange Loss:
Oct 15, 2011