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Calfonia Group
In this Group: Judith, Winfrida, Puela, Christina, Helena, Martha*, Prisca, Mary
* not pictured
Judith S., who is in her early 20s, is single. She has been running a cafeteria for three years now. She works from 6:00 am to 5:00 pm daily and is able to make a small monthly profit.

This will be Judith's first motisha loan from Tujijenge Tanzania. A Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended. She hopes for a loan to buy herself a fridge for her cafe. Her dream is to one day buy land.

Judith will share this loan with her loan group "Calfonia", which has a total of eight members. The members of the group will hold each other accountable in paying back their loans.

In the picture, Judith is second from left in the back row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 43
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,517.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Calfonia Group's $1,625 loan helped a member to buy a refrigerator.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 10, 2011
May 12, 2011
Currency Exchange Loss:
Sep 22, 2011