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Adjoa Mama Gladys
Adjoa Mama Gladys M. sells cooked "banku" (fermented corn dough), meat and soft drinks at Elmina. She is married to a teacher and together they live with their three children. She is responsible for assisting her husband to pay household expenses. Her loan will be used to buy more crates of soft drinks for sale. She hopes to plough back her profit into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 44
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Adjoa Mama Gladys to buy more crates of soft drinks for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 25, 2011
May 12, 2011
Currency Exchange Loss:
Nov 24, 2011