Pan De Azúcar (Cuenca) Group
Sra. Gladys P. Ávila lives in central Cuenca. She is 62 years old, widowed, and has four adult children who are all married and independent. The house she lives in is her own and was built as a result of her work.
For the past five years, Doña Gladys has managed a shop where she sells trinkets. She works Sunday through Sunday without an established schedule.
This will be the third loan she has received from the Communal Bank. She was invited by her relatives to join this group. The money from this new loan will be invested in more trinkets. Her goal is to repair her house because it has gradually deteriorated over the years.
La Señora. Gladys P. Ávila vive en el centro de la ciudad de Cuenca, tiene de 62 años, es viuda y en su unión conyugal ha concebido 4 hijos quienes son todos mayores de edad, casados e independientes. La casa en la que habita es propia y es el fruto de su trabajo.
Doña Gladys hace 5 años labora en la atención de su local donde vende bisutería, trabaja de domingo a domingo sin un horario fijo.
Se encuentra en el tercer crédito que realiza en el banco comunal, al cual fue invitada por sus familiares. El dinero de su nuevo crédito lo va a invertir en la compra de bisutería.
Su meta es arreglar su casa ya que por el paso de los años se encuentra un poco deteriorada.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid