Check out some available loans that are similar to this one!
Ana María
Ana María is part of the Belén Communal Bank in the city of Valparaíso. She devotes herself to commerce. She sells bazaar items, home goods, and sweets at different open air markets in the center of the city. She works Wednesdays, Thursdays, Saturdays, and Sundays. She has been doing this for 30 years. She works with her sister and a friend.

The times when there is the most demand are Mother’s Day, Patron Saints Festivals, Christmas, and when school is in session. During these times the business goes very well for her. She is always innovating with her purchases. She buys her merchandise in the city of Santiago because there is a better variety of products there.

She bought items for Mother’s Day with the loan. Her business goal is to establish herself. Ana María suffers from degenerative osteoarthritis. This makes her business difficult for her due to moving her merchandise and the cold. Therefore, this is one of her aspirations.

Her dream is to buy the apartment that she rents because it has a separate entry. That will facilitate her idea of establishing a kiosk in order to sell her products.

Ana María is a widow, and she lives alone. Therefore, her business is her only financial support.

The support and the loan from Fondo Esperanza mean a lot to Ana María’s life, and she is very grateful.

In regards to the meetings and contact with the other members, she has very good communication. She has been able to integrate the lessons on sales and accounting into her own business.

Valparaíso is located 120 kilometers to the northeast of Santiago. It is the regional capital, and it is also the seat of the legislative power in the country. It is the first port of the nation. It offers a great variety of beautiful and picturesque places like the house of the poet, Pablo Neruda, winner of the Nobel Prize.
View original language description ↓
Ana María forma parte del banco comunal “Belén” perteneciente a la ciudad de Valparaíso.
Ella se dedica al rubro del comercio, ya que vende artículos de bazar, paquetería y confitería, en diferentes ferias libres del centro de la ciudad. Trabajando los días miércoles, jueves, sábado y domingo. Ana María se dedica a éste rubro desde hace 30 años. Ella trabaja junto a su hermana y una amiga. Las temporadas de más alta demanda son para el día de la madre, fiestas patrias, navidad y temporada de colegio. Durante estas épocas le va muy bien en su negocio. Siempre va innovando en la compra de sus artículos.
Ana María compra su mercadería en la ciudad de Santiago, ya que ahí encuentra mayor variedad de productos.
Con el préstamo compró artículos para el día de la madre.
Sus metas en su negocio, son establecerse, ya que Ana María sufre de artrosis, lo que le dificulta en su negocio, debido a los traslados de mercadería y el frío. Por lo cual, ésta es una de sus motivaciones.
Su sueño es comprar el departamento que arrienda, ya que en éste cuenta con una entrada independiente, por lo que facilitaría la idea de estabilizarse con un kiosco para vender sus productos.
Ana María es viuda y vive sola, por lo que su negocio es su único sustento económico.
Para Ana María el apoyo y crédito de Fondo Esperanza, significa mucho para su vida, por lo que está muy agradecida. Respecto a las reuniones y contacto con las demás socias, tiene una muy buena comunicación. En cuanto a los aprendizajes de ventas y contabilidad, ha podido integrarlos en su propio negocio.
Valparaíso está situado a 120 kilómetros al noroeste de Santiago. Es la capital regional y además sede del poder legislativo del país. Es el primer puerto de la nación y ofrece gran variedad de lugares hermosos y pintorescos, como por ejemplo la casa del poeta Pablo Neruda, ganador del Premio Nobel.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 468.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Ana María to buy home goods and bazaar items for Mother's Day.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 28, 2011
Listed
May 12, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011