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Brisas Del Mar (Portoviejo) Group
In this Group: Sayda María, Brenda Estefania, Pastora Marilú, Lenny Beatriz, María Vanessa, Rosa Elena, Shirley Vanessa, Angela Sulay , Teresa Ramona, María Trinidad, Mireya Lucciola, Rosa Victoria, Yahaira Maricela*, Francisca Elizabeth
* not pictured
In the town Crucita in the canton of Portoviejo, we fine a place known as “Los Arenales” where every 15 days the members of the communal bank “Brisas del Mar” (Sea Breezes) meet. This place is known for its beautiful beaches, for its cuisine, and for the warmth of its people.

A while back these women joined together to be able to access the benefits offered by the Fundación Espoir. This is their second cycle in the communal bank and they are very happy as through the loans they have been able to finance their businesses. In this bank the majority of the members work in activities related to fishing.

In this place we can get to know Francisca V. who is 22-years-old. She is married and has two children from this relationship who are five and two-years-old. Currently she is in her fifth month of pregnancy with her third child. Her husband is a fisherman.

As a good wife, she tries to help with the hard work of the home and as such she is requesting the loan to help her husband in his work. He has a small boat which he uses for his fishing work. He tells us that he goes out to the high seas in the early morning and that there are days that he returns in the afternoons and sometimes not until the next day. When he arrives with his products he hands them over to buyers who take them to sell in other cities. She also is going to begin a business selling prepaid cell phone credit.

She will use this loan to buy fishing materials like fuel, rope, and also a base for the prepaid cell phone cards. She is in her second cycle in the bank and likes it for the help that they have given her with the loans.

Her dream is to have a business with phone booths and internet.

On this occasion we are accompanied in the photo by the son of one of the members. He is sitting in the back with the blue shirt.
View original language description ↓
En la parroquia Crucita del cantón Portoviejo, encontramos un lugar conocido como los arenales aquí cada quince días se reúnen las socias del Banco Comunal Brisas Del Mar, este lugar es conocido por sus hermosas playas por su gastronomía y por la calidez de su gente.

Ellas hace un tiempo atrás unieron sus esfuerzos para poder acceder a los beneficios que presta la Fundación Espoir, este es su segundo ciclo en el Banco Comunal y están muy contentas ya que a través de los créditos han podido financiar sus negocios. En este banco la mayoría de las socias se dedican a actividades relacionadas con la pesca.

En este lugar conocimos a la señora Francisca V., tiene 22 años de edad, está casada y de esta relación tienen dos hijos de 5 y 2 años de edad, actualmente se encuentra en su quinto mes de embarazo de su tercer hijo. Su esposo es pescador.

Ella como buena esposa trata de ayudar con la dura carga del hogar y por eso ella realiza los créditos para que su esposo pueda ayudarse en su trabajo. El tiene una pequeña embarcación en la cual realiza las faenas de pesca, nos cuenta que sale a alta mar en las madrugadas y hay días que regresa en la tarde y algunas veces hasta el otro dia, una vez que llegan con sus productos los entregan a comerciantes que llevan a vender a otras ciudades. Ella también está por poner un negocio de recargas telefónicas.

Este crédito lo va a emplear en comprar materiales para la pesca como combustibles, piolas y además una base para realizar las recargas telefónicas. En el banco lleva dos ciclos y le gusta por la ayuda que le han dado con los créditos.

Su sueño es tener un negocio de cabinas telefónicas e internet.

En esta ocasión nos acompaña en la foto el hijo de una de las socias, el está sentado atraz con una camiseta celeste.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Brisas Del Mar (Portoviejo) Group's $3,850 loan helped a member to buy fuel, rope, and a base for prepaid cell phone cards.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2011
Listed
May 13, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011