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Las Domesticas Group
In this Group: Julia, Margarita , Dolores
The 'Las Domestica' group is made up of three hard-working, driven and entrepreneurial women who are from Managua. One of them, 43 year-old Julia A., hand makes brushes for washing clothes. She learned this skill from her father.

Julia has been in this business for 15 years and, through it, she has managed to get her four children aged 25, 23, 21 and 16 ahead in life. She will use the loan to buy materials such as wood, nylon, staples, etc.

The other members of this group are Margarita L. A., who has been making brushes for 10 years, and Dolores Ramírez who has been selling Avon products for five years. Vacation, Saturday.
View original language description ↓
El grupo las Domestica lo conforman tres mujeres trabajadoras, esforzadas y emprendedoras originarias de Managua. Una de ellas Julia A. de 43 años quien se dedica a la realización artesanal de cepillos de lavar ropa lo cual aprendió de su padre.
Ella desde hace 15 años se dedica a este negocio con el cual saco adelante a sus 4 hijos de 25, 23, 21 y 16 años. Con el crédito comprara materiales como madera, nailon, grapas… etc.
Las otras integrantes de grupo son Margarita L. A. se dedica a la realización de cepillos desde hace 10 años y Dolores Ramírez comercializa productos Avon desde hace 5 años. Vacaciones sábado

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,225
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Domesticas Group's $1,125 loan helped a member to buy nylon, wood, staples, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 2, 2011
May 11, 2011
Currency Exchange Loss:
Jan 15, 2012