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For the past 10 years, Ama K. has been selling shea butter and powder. She plies her trade in Besease Village (near the fishing town of Elmina) the traditional way, carrying her wares around on her head.

Ama is married to a farmer and they have five children. Her income helps to pay for some of the household expenses. She wants to save up for her children’s education and she wants to expand her business. She will use her loan to purchase larger quantities of powder and shea butter, which she hope will increase her sales. Any additional profits she earns will be reinvested into her business and set aside for her children’s future.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Ama to purchase larger quantities of powder and shea butter, which she hope will increase her sales.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 12, 2011
May 9, 2011
Currency Exchange Loss:
Nov 26, 2011