Salem is a 54 year old married father of three children. He works as a blacksmith and has 35 years experience. He loves his work, is very distinguished in it and is the sole service provider for most of his customers. He is known for his precision, innovative work and reasonable prices. He has customers from his local area and his neighbours, but his progress and his ability to keep up new developments is impeded by lack of financial capital. With this loan he wants to purchase new tools to work with, and a new electricity generator. He has faced a number of financial difficulties but due to his vast experience and desire for progress he aspires to own a second business in order to help increase his income.
سالم له من العمر 54 سنة متزوج وهو اب 3 اولاد يعمل في الحدادة الافرنجية (الفرفورجيه)له في عمله 35 سنة يحب عمله وهو مميز به كثيرا حيث انه مقصد لمعظم زبائنه اذ يتميز عمله بالدقة والابتكار والاسعار المدروسة له زبائن من المحيط والجيران وغيره ولكن ما يعيق تقدمه في العمل ومواكبة ما هو جديد من عدة وغيره هو النقص في رأس المال حيث انه يريد من خلال طلب قرض من المجموعة الى شراء عدة جديدة للعمل و شراء مولد كهرباء للعمل وقد واجه بعض الصعوبات المادية ولكن بفضل الخبرة الكبيرة في العمل والرغبة في التقدم ادة الى تحسين الوضع طموح يسعى الى امتلاك عمل خاص ثاني يؤدي الى زيادة المدخول
About Al Majmoua – Lebanese Association for Development
The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.
Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.