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Amalya A. lives in Vanadzor with her husband. Amalya’s three daughters are already married and live separately from their parents. Amalya works as a nurse and simultaneously she and her husband have been running their shop for more than 6 years. They sell towels, bedspreads, tableware, kitchen utensils, tea items, vases, souvenirs, etc. Their business’s incomes make it possible to provide for their family. Amalya needs a 1,000,000 AMD loan to buy dishes, tea and coffee sets, pans, etc. to resell. This is Amalya's second loan from Nor Horizon.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 373.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Amalya to buy dishes, tea and coffee sets, pans, etc. to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 6, 2011
May 7, 2011
Currency Exchange Loss:
Oct 15, 2012