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Carlos Alberto
Carlos Gutiérrez lives with his spouse and children in the Nueva Esperanza neighborhood. There, he makes candy from tropical fruits and tubers. He’s known this skill since he was a little boy and now managed to use it as a base for his business to support his family and, above all, to proviD. his children with a better future.

His business is called “Dulces Yecenia” and Carlos plans to increase his working capital to expand it until it reaches economic stability and he can reach his dream of completing building his house as well as having a specialized point of sale in the large shopping centers.

All the neighbors in his area know the delicious sweets Carlos Alberto makes at home based on coconut, mamey, papaya, mango, banana, guava, milk, yam, manioc and plantain which he then sells through vendors throughout towns in Atlántico.

His Kiva loan is his first loan through Fundación Mario Santo Domingo and he’ll use it to buy tropical fruit, sugar and other ingredients in bulk because his greatest challenge is the constant rise in price of these ingredients, especially sugar, and the little capital he has. However, he continues focused on reaching his dreams and working with a profit margin of no less than 45%.
View original language description ↓
Carlos Gutiérrez vive con su cónyuge y sus hijos en el barrio Nueva Esperanza, allí se dedica a L. fabricación D. dulces preparados con frutas tropicales y tubérculos, actividad que conoce desD. muy niño y que logró estructurar como su negocio, para mantener su familia y sobre todo para brindarles a sus hijos un mejor futuro. Su negocio lleva por nombre “Dulces Yecenia” y Carlos planea aumentar su capital D. trabajo para hacerlo crecer hasta lograr estabilidad financiera y conseguir el sueño D. terminar D. construir su vivienda, así como tener un punto D. ventas especializado en las grandes superficies comerciales. En su barrio todos los vecinos conocen los deliciosos manjares que prepara Carlos Alberto desD. su casa, a base D. coco, mamey, papaya, mangos, plátano, guayaba, leche, ñame, yuca y banano, y que luego distribuye a través D. vendedores, por gran parte D. los municipios del Atlántico. Su credikiva es el primer financiamiento que recibe D. L. Fundación Mario Santo Domingo y con el comprará frutas tropicales, azúcar y otros insumos por bultos, porque su mayor desafío es el incremento continuo D. estos especialmente del azúcar y el poco capital con el que aun cuenta, pero el continua enfocado hacia conseguir alcanzar sus sueños y trabajando con una rentabilidad sobre las ventas no menor a un 45%.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 522
    View loans »
    Colombia Loans Fundraising
  • $14,666,500
    Funds lent in using Kiva
  • 1,762.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Carlos Alberto to make home-made candy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 6, 2011
Listed
May 10, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012