Las Talentosas Group
María del Rosario is a woman who cleans houses. She also spends time preparing donuts and chocolates. María sells these products in her area and has established customers. In addition, she sells beauty products. She has worked in this manner because it has enabled her to contribute toward the household expenses and pay for some of the comforts that helped her children with their studies. María is pleased that her children are now professionals. Despite some of the challenges she has had to face, María has been able to move forward and gradually begin the construction of her home.
She will use her loan to invest in beauty products and supplies for making chocolates in response to the demand she expects for Mother’s Day.
María del Rosario es una mujer que se dedica al servicio de limpieza en casas; pero a la vez prepara picarones, chocolates y lo ofrece en la zona donde vive, tiene clientes fijos, de igual modo vende productos de belleza. De ello ha obtenido ganancias que le ayudan a compartir los gastos del hogar, comprar algunas comodidades para su hogar sobretodo apoyarlos a sus hijos en sus estudios y está contenta porque son actualmente profesionales. Tuvo algunos inconvenientes a pesar de ello salió adelante tal es así que de a poco empezó a construir su vivienda. El crédito será para invertir en productos de belleza e insumos para la elaboración de chocolates pues esta muy cerca de celebrarse el día de las madres y habrá demanda.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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