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Yuliana Elizabet
Yuliana is an entrepreneurial, 21 year-old woman. She is married and lives together with her husband in La Pradera, an area which is located in Pimentel district, Chiclayo.

Up until five years ago, La Pradera was a marginal urban area (very poor and with high levels of crime). However, the location of a prestigious university in the area meant that La Pradera started to become known and recently it started developing properly.

Yuliana has a business in the Mercado Modelo market. This is the most popular market in the city of Chiclayo. For three years, she has been selling items for filling piñatas, and decorations, particularly for children's parties. She sells her products from a fixed sales location.

Yuliana is requesting a loan for 2,000 Peruvian soles from Edpyme Alternativa to buy merchandise for her business such as gift boxes, hats, balloons, etc. because demand increases considerably around Mother's Day, which is one of the best sales dates of the year for Yuliana's business.

This loan will enable Yuliana to buy merchandise for cash at competitive prices, without having to rely on indirect loans or informal money lenders who charge above-average interest rates.

Yuliana has good personal and credit references.
View original language description ↓
Yuliana es una joven emprendedora de 21 años de edad, es casada y vive junto a su esposo en La Pradera, una zona perteneciente al distrito de Pimentel - Chiclayo.

La Pradera hasta hace 5 años era una zona urbano –marginal (de condición muy pobre y alto nivel de delincuencia). Sin embargo, la ubicación de una universidad prestigiosa en su zona, hizo que La Pradera se diera a conocer y que recién comenzara a desarrollarse adecuadamente.

Yuliana cuenta con un negocio en el mercado Modelo, el mercado más popular de la ciudad de Chiclayo. Desde hace 3 años ella vende un puesto fijo, artículos para el relleno de piñatas y decoración, sobre todo de fiestas infantiles.

Yuliana solicita un préstamo a Edpyme Alternativa de 2000 nuevos soles, para comprar mercadería para su puesto como, cajitas, sombreros, globos, etc. Porque la demanda subirá, notoriamente, por el día de la madre, que es una de las mejores fechas de ventas para el negocio de Yuliana.

Este crédito le permitirá comprar mercadería al contado con precios competentes, sin tener que recurrir a préstamos indirectos o prestamistas informales y con tasas por encima del promedio financiero.
Yuliana tiene buenas referencias personales y crediticias.

About Peru

  • $12,000
    Average annual income
  • 71
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Yuliana Elizabet to buy merchandise for Mother's Day sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 7, 2011
Listed
May 9, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2012