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Ana
Ana is 28 years old and is a simple happy woman. She lives in a home of her own and is very willing to work hard to get ahead in life. She makes jewelry, like pearl necklaces, sequin, bracelets, necklaces, etc. She sells her jewelry to many people, who give her a good price for her work. She enjoys selling, especially when she sells out, which happens often.

At the moment she lives with three brothers, but her house is wood and adobe, which makes her feel insecure. For this reason she would like to make improvements so that she can provide a more comfortable place to live for her brothers.

The most challenging part about her work is transporting her jewelry to the points of sale because it’s tiring and transportation is very expensive. She’s been doing this for two years and homes to increase the amount of jewelry she makes, because she knows that this is the only way that she can improve her finances.

This will be her first loan through MFP and she is prepared to repay the loan. She will use the 1,500 PEN to buy building materials to improve her home.
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Ana tiene 28 años, es una mujer muy sencilla y alegre, vive en su casa propia y está dispuesta a trabajar muy duro, para sobresalir en la vida. El negocio de Ana es la fabricación de adornos, como perlitas de fantasía, lentejuelas, brazaletes, collares, etc. Ella vende sus adornos a muchas personas, a los cuales les da un muy buen precio por su trabajo, gusta de vender sus adornos y más aun si acaba toda su mercadería, lo cual pasa con frecuencia. Actualmente vive con sus 3 hermanos, pero la casa que tiene es de adobe y madera, por lo que le hace sentir insegura por su seguridad y la de los suyos. Es por eso que quiere mejorar sus instalaciones con material noble, con el único fin de brindarles una vivienda más cómoda a sus hermanos. Lo más difícil de su trabajo es trasladar sus adornos hasta los lugares donde los tiene que vender, ya que le es muy cansado y el transporte le sale muy caro. Tiene 2 años en este negocio y espera incrementar la cantidad de adornitos que fabrica, porque es conciente que solo así podrá incrementar su economía. Este es el primer crédito con MFP y esta dispuesta a pagarlo por completo, para acceder a uno nuevo en el futuro. Con los mil quinientos nuevos soles solicitados, comprará materiales de construcción para mejorar la infraestructura de su casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD