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Elza was born in the district of Caicay, which is in the province of Paucartamvo in the department of Cusco. She is 55 years old, and has four children. At present, she lives in the community in which she was born. Elza and her husband Rómulo have a workshop for producing metallic structures and welding. They have spent three years dedicated to this business, and it has gone well thanks to the determination they put into their work. Elza needs this loan to buy materials, such as sandpaper, iron, paint, putty, etc.

Elza belongs to the Mamacha del Carmen Community Bank, which is part of Asociación Arariwa. The community bank is three years old, and is doing well.
View original language description ↓
Elza nació en el distrito de Caicay de provincia de la Paucartambo del departamento del Cusco, ella tiene 55 años edad y tiene cuatro hijos, actualmente ella vive en la comunidad donde nació. Elza y su esposo Rómulo tienen un taller de estructuras metálicas y soldadura. Ya son tres años que se dedica al negocio y le va muy bien gracias al empeño que le pone en su trabajo. Con su próximo préstamo, Elza requiere el préstamo para comprar materiales como por ejemplo lijas, fierros, pintura, masilla, etc.

Elza pertenece al banco comunal “Mamacha del Carmen” de la Asociación Arariwa. El banco comunal esta en el tercer año de funcionamiento y les va muy bien.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Elza to buy materials, such as sandpaper, iron, paint, putty, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 3, 2011
May 8, 2011
Currency Exchange Loss:
Nov 15, 2011