MARIA KPEWU is a group with five members. The President, Prisque has her finger raised in the photo. The group members are all a part of the same tontine. They are asking for a second loan to enhance their business' activity and to increase their sales. Prisque was born on January 9, 1970 in Abomey, in the department of Zou. She has lived for three years now in Vedoko, in Cotonou, the economic capital of Benin. Prisque is married to Marc and they have two children who are in school. They all live together as a family. Together they are responsible for the various family expenses. Prisque only finished elementary school, but learned hairdressing. She has been in this business for about three years which has allowed her to provide for the needs of the family. As a side business, Prisque also sells hair extensions, beauty products and pay-per-use cellphone cards at her shop in Vedoko. She buys her supplies in Dantokpa, the international market in Benin. She is asking for this loan from Alidé in order to grow her business and to grow her turnover and revenues.
MARIA KPEWU est un groupe constitué de cinq personnes dont la présidente (dont le doigt est levé sur la photo) se nomme Prisque. Les membres du groupe appartiennent à un même groupe de tontine. Ce groupe sollicite un deuxième crédit en vue de rehausser le niveau de leur activité et d'augmenter leur chiffre d'affaire. Née le 09 Janvier 1970 à Abomey dans le département du Zou, Prisque vit depuis trois ans à Vêdoko à Cotonou, Capitale économique du Bénin. Prisque est mariée à Marc et à eu deux enfants, tous scolarisés. Prisque vit ensemble avec ses enfants et son mari. Le couple assure ensemble les diverses charges familiales. Prisque n’a fréquenté que l’école primaire, mais a appris la coiffure. Il y a environs trois ans que Prisque exerce cette activité, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. En dehors de cette profession qu’elle exerce, Prisque vend également des mèches, des produits de beauté et des cartes de recharges téléphoniques dans son atelier à Vêdoko. Prisque s’approvisionne à Dantokpa, marché international du Bénin. Prisque sollicite un financement auprès de ALIDé, afin d'agrandir son activité et d'accroître son chiffre d'affaire et son revenu.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.