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Djelika
Ms. Djelika Koné is a 29-year-old married woman who has four children. She resides with her husband and children in the Massablacoura district of Bougouni. Not having attended school, she soon started working in revenue-generating businesses. She operated several business although unsuccessfully. In the end, she learned the business of buying and selling grains with the help of her husband. For two years now, she has been operating on her own at the Bougouni market.

Concerned about satisfying her customers and expanding her enterprise, Djelika decided to join the loan program of the micro-finance institution Soro Yiriwaso in order to a few tonnes of grain (beans, corn, pearl millet, peanuts). She gets her supplies in Bougouni and in the surrounding villages. She is on her first loan with Soro Yiriwaso. Sales are made at the Bougouni market.

With this loan, Djelika plans on making a monthly profit of 50,000 francs CFA that will be used for repaying the loan and to help her husband to cover family expenses. The rest of the profits will be reinvested in her business.
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Madame Djelika Koné est une femme mariée de 29 et mère de 4 enfants. Elle réside avec son époux et ses enfants dans le quartier Massablacoura de Bougouni.
N’ayant pas fréquentée l’école moderne, très vite elle commença les activités génératrices de revenus. Elle exerça plusieurs activités mais sans réussite. Finalement c’est auprès de son époux, qu’elle appris les activités d’achat et de vente de céréales. Depuis maintenant deux ans elle mène à son propre compte, son activité au marché Bougouni.
Dans le souci de satisfaire sa clientèle et d'agrandir son entreprise, elle décide d’adhérer au programme crédit de l’institution de microfinance Soro Yiriwaso, pour acheter quelques tonnes de céréales (haricot, maïs, petit mil, arachide). Elle s’approvisionne à Bougouni et dans les villages environnants. Elle est à sa première expérience avec Soro Yiriwaso. La vente se fait au marché de Bougouni.
Avec ce prêt elle compte réaliser un bénéfice mensuel de 50 000 FCFA, qui sera utilisé pour rembourser le prêt, aider le mari à subvenir aux dépenses de la famille et réinvestir le reste dans les activités.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,100
    Average annual income
  • 40
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 450.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD